Health insurance for expats living in Costa Rica
Costa Rica draws American expats and retirees with its nature, climate, and relatively accessible private healthcare in areas such as San José, Escazú, and the Central Valley. Outside major hubs, specialty care may be more limited.
Expats commonly use private hospitals for routine and urgent care. International insurance can cover those costs and include medical evacuation to the United States or another regional hub when needed.
Whether you are relocating full-time, splitting seasons, or moving with family, choosing the right plan early helps avoid gaps in cover during the residency or visa process.
Cover that fits Costa Rica living
Look for solid inpatient benefits, outpatient options for clinics and specialists, and evacuation cover for remote or coastal locations. Clarify US treatment benefits if you expect to return home for major procedures.
Expat International helps American expats in Costa Rica compare international health insurance plans from trusted insurers — with free, no-obligation advice.