Expat Disability Income Protection Insurance

International Protection For Your Family’s Financial Future

Expat disability income insurance covers the insured for a specific income benefit should the individual become unable to work because of an illness, accident, or injury. Disability income policies do not cover any medical expenses, they are only intended to protect from the financial loss that results from the individual’s inability to work and provide for their family or dependents.

The individual’s disability must meet the insurance policy’s definition of total disability for the insured to be eligible for the income benefit.

Each insurer that provides disability income protection has its own definition of disability that will be used to determine if the insured individual is entitled to disability income benefits. The insurer’s definition of disability will be outlined in the insurance policy documents.

Total disability and being unable to undertake any occupation,

Regular occupation

Unable to maintain their current professional occupation

Income loss